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| We recognize, respect, and protect the personal privacy rights of all our customers. We realize that our customers entrust us with personal information and it is our policy to maintain our customers’ information in a confidential manner. We are committed to providing the highest level of security and privacy regarding the collection and use of our customers’ personal information, as well as personal information of all consumers who visit our institution and website. |
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1. |
CONFIDENTIALITY AND SECURITY OF NONPUBLIC
PERSONAL INFORMATION:
We restrict access to nonpublic personal information about you to
those employees who need to know that information to provide products
or services to you. We maintain physical, electronic, and procedural
safeguards that comply with federal standards to guard your nonpublic
personal information. |
| 2. |
NONPUBLIC PERSONAL INFORMATION WE COLLECT:
We collect nonpublic personal information about you from the following
sources: information we receive from you on applications or other
forms; information about your transactions with us, our affiliates,
or others; and information we receive from a consumer reporting
agency. |
| 3. |
NONPUBLIC PERSONAL INFORMATION WE DISCLOSE:
We do not disclose, nor do we reserve the right to disclose, any nonpublic
personal information about our customers or former customers to
anyone, except as permitted by law. Examples of this exception might
include disclosures necessary to service your account or prevent
unauthorized transactions. For example, we may share personal information
with: credit bureaus, check printers, or ATM network providers. |
| 4. |
NONPUBLIC PERSONAL INFORMATION AND AFFILIATES:
We may disclose nonpublic personal information about you with our
affiliate, which includes the following financial service provider:
UCB Insurance Agency, Inc. Federal law allows us to disclose the
information listed below to our affiliates. You do not have the
right to opt out of the disclosure of this information. Here are
the kinds of nonpublic personal information we may disclose to our
affiliates: information from our account records about your transactions
and experience with us. |
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| These Customer Privacy Principles apply
to individuals and we reserve the right to change them, along with
related provisions, at any time. |
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1. |
WEB CONTENT AND MATERIALS:
The information and materials contained in this Website and the terms
and conditions of the access to and use of such information and
materials - are subject to change without notice. Your eligibility
for particular products and services is subject to determination
and acceptance by United Community Bank of ND. We may discontinue
or make changes in the information, products or services described
herein at any time. Any dated information is published as of its
date only, and UCB does not undertake any obligation or responsibility
to update or amend any such information. UCB reserves the right
to terminate any or all web offerings without prior notice to the
user. Furthermore, by offering information, products or services
via this website, no solicitation is made by UCB to any person to
use such information, products or services in jurisdictions where
the provision of such information, products or services is prohibited
by law |
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2. |
LINKS TO OTHER SITES:
Links to non-UCB websites are provided solely as pointers to information
on topics that may be useful to users of the UCB website, and UCB
has no control over the content on such non-UCB websites. If you
choose to link to a website not controlled by UCB, UCB makes no
warranties, either express or implied, concerning the content of
such site, including the accuracy, completeness, reliability or
suitability thereof for any particular purpose, or does UCB warrant
that such site or content is free from any claims of copyright,
trademark or other infringement of the rights of third parties or
that such site or content is devoid of viruses or other contamination.
UCB does not guarantee the authenticity of documents on the Internet.
Links to non-UCB sites do not imply any endorsement of or responsibility
for the opinions, ideas, products, information or services offered
at such sites, or any representation regarding the content at such
sites. |
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3. |
LIMITATION OF LIABILITY:
Because of the possibility of human and mechanical error as well as
other factors, UCB is not responsible for any errors in or omissions
from the information contained in or accessed through this website.
All such information is provided "as is" to the user without
express or implied warranties of any kind including the warranties
of merchantability, non-infringement of intellectual property or
fitness for any particular purpose. Furthermore, UCB will not be
liable for any delay, difficulty in use, inaccuracy of information,
computer viruses, malicious code or other defect in this website,
or for the user's browser or other site accessing program. Nor will
UCB be liable for any other problems experienced by the user due
to causes beyond UCB's control. No license to the user is implied
in these disclaimers. |
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